ANR is classified as an elective procedure. An elective procedure or service is one that is beneficial to the patient but not considered urgent. These services require payment prior to the service being provided. Unfortunately, we are unable to provide non-emergency services without securing some form of payment. ANR Clinic does not receive financial assistance from taxpayers (the county, city, state, or federal government) to support our operations. Currently, ANR is not covered by insurance or Medicare/ Medicaid.
We understand that the cycle of dependency is a major financial burden on both the individual and their loved ones. Also, the past couple of years of the pandemic have wreaked havoc on many families economically. We do not want anyone who wants to reclaim their life to be precluded from doing so on the basis of funds. Therefore, we have several great financing options available for anyone who needs them:
Advance Care – Credit Card
- Approval in 24-48hours
- 18yrs+, monthly income of $1500 or more, no collections in 3 years, no bankruptcy in 5 years
- Interest rate is based on credit score
- Monthly payments
- Co-signers may be added for better terms and a higher approval chance
- Fair to Excellent credit
My Medical Funding– Loan – Partner of Advance Care*
- May be used in conjunction with Advance Care credit card
- Many levels of credit approval 580>
- Loans between 2k – 35k
- Funds are transferred directly into the patient’s bank
- Same-day approval
- No interest-free financing options
Upstart– Personal Loans
- No minimum credit score requirement (reports of ppl getting loans with a 300 score)
- Checking doesn’t affect credit score (not a hard inquiry)
- Personal loans between 1k-50k
- If approved, funds usually available within 1-2 business days
- Decision in minutes
Upgrade– Personal Loans & Credit Cards
- Lines of credit from 500-50k
- Starts with a credit score of 550
- Allows for a co-applicant (may lower the interest rate)
- Application doesn’t hurt credit score
Aven– Home Equity Credit Card
- Works like a regular credit card but taps the home equity
- 7.99- 15.49% var. APR
- 2% Cashback
- Up to $250,000 limit
- Decision in as little as 15 minutes
- Application doesn’t hurt credit score
Prosper – Medical Personal Loans
- Direct approval or decline online
- Primarily based on credit minimum 600-640> credit score
- Funds are in patient’s account within 3-5 business days
- Soft inquiry online to check rates, hard inquiry after loan acceptance
- Loans between $2k – $40k
We also accept all major credit cards, wire transfers, ACH payments, cash, and checks.
If you have any additional questions or would like to discuss additional financing options, feel free to reach out to us today.
We will be happy to talk to you and help with solutions. Call us at 813-750-7470 or submit an online contact form.
ANR Treatment Savings Projection
Your Cost Breakdown
Monthly Opioid Cost
Additional Monthly Costs
Total Monthly Cost
Yearly Expense
The “Additional Monthly Costs” represent average healthcare and criminal justice expenses associated with opioid dependency, based on a comprehensive study.
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These costs are derived from the study: “The Economic Burden of Prescription Opioid Overdose, Abuse, and Dependence in the United States, 2013” by Florence et al., published in Medical Care. The figures have been adjusted for inflation to 2023 dollars.
The additional costs include:
- Healthcare costs: Emergency department visits, hospitalizations, and other medical treatments related to opioid use.
- Criminal justice costs: Legal proceedings, incarceration, and law enforcement expenses associated with opioid-related crimes.
ANR treatment cost: $20,500. Average total expense including accommodation for out-of-state patients: $22,000.
Disclaimer: These are estimates. Individual experiences may vary. This calculator is for informational purposes only.